The question of crowdfunding becomes more and more popular. Nowadays, there are several types of it: charity, crowdvesting, royalty, national financing or crowdlanding, kickstarter model and stakeholders crowdfunding. Let’s study each of them more in details.

1. Charity is a free-will altruistic act of giving money without any hope of their return. It is popular in social, political and medical projects. The most famous charity platforms are www.betterplace.org/de, www.respect.net/ and www.tabletochki.com.ua. Up to 2012, this direction was the most popular type of crowdfunding.
2. Kickstarter model is the most popular nowadays. It turned out to be an effective tool of money raising for any project. The main peculiarity of this model is that the money is given in exchange for the support or non-financial refund. It can be a recorder album, tickets to the concert, autograph or anything else what the author of the project can give. It is forbidden to give a financial remuneration for the sponsorship. The mot successful kickstarter platform is www.kickstarter.com. It has raised more than 2 milliard dollars so far.
3. Crowdvesting is a part of crowdfunding. Its main characteristic feature and difference is the existence of financial remuneration of a sponsor. There are such forms of crowdvesting as royalty, crowdlanding and stakeholders crowdfunding.
4. The royalty model provides non-financial bonuses as well as the percentage of the income from the project for the sponsor. This approach is popular in the sphere of music (SonicAngel), games development (LookAtMyGame), films, etc.
5. Crowdlanding  provides higher interest rates for the investors and also may give loans in a big variety of spheres of activity. The lendee wins as he or she gets the money at lower interest rates. An advantage of this type of crowdvesting is that there is a concrete plan for money return to the investors. The source of financing is only a private person. Another kind of crowdlanding is social financing. It provides a nominal value of the interest rate or even excludes it. The main purpose of such a model of financing is to help the people in need in the developing countries. The biggest representative of this model is KIVA platform.The biggest British crowdlanding platform, Funding Circle, has helped to attract more than 250 mio dollars from private people. Nevertheless, the leader of the market is the American platform called Lending Club.
6. Stakeholders crowdfundung is the most progressive form of crowdfunding in which the investor gets a part of the property, company shares, dividends, the right of voting at the shareholder meetings. This method of raising money is fast-growing in Europe. A good example of a successful stakeholders crowdfunding platform is a British project Seedrs. In Italy, this method of startup financing is legalized which gives it more chances for success.

Together with social and non-commercial tasks, the crowdfunding has a huge potential to become an alternative form of financing of business at early stages.